Invest in your space.
Pay in intervals.

Split your purchase into 4 payments over 6 weeks. 0% interest. Shop furniture, home decor, and essentials at NIAPAY partner stores.

NIAPAY Dashboard

How It Works

01

Fill your cart

Shop at any NIAPAY partner store.

02

Choose NIAPAY

Select NIAPAY as your payment method at checkout.

03

Split into 4

Pay 25% today and the rest over 6 weeks. 0% Interest.

Why use NIAPAY?

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments No surprises Smooth checkout Security

Flexible payments

Pay over time with NIAPAY's flexible payment options, giving you more control over your budget. Split your purchase into 4 interest-free payments.

Shop with no surprises

What you see is what you pay. No hidden fees, no interest, and no catch. We believe in transparent pricing for everyone.

Smooth checkout

Experience the fastest checkout. Save your details once and breeze through payments at all your favorite stores.

Security & buyer protection

Your security is our priority. NIAPAY uses advanced encryption to keep your data safe, plus buyer protection on every order.

Use NIAPAY anywhere you shop

Split your purchase into 4 payments. 0% interest. Whether you're online, in-app, or in-store.

NIAPAY at checkout

At checkout

Find the NIAPAY badge at your favourite brands when you shop online. Select it at checkout and split your order into 4.
NIAPAY in the app

In the NIAPAY app

Shop your way in the NIAPAY app. Browse partner stores, track your Nia-Limit, and pay in 4—all in one place.

Get the app →
NIAPAY in the store

In-store

Pay with NIAPAY at partner stores. Show your phone at the counter and split your purchase.

Learn more →

Shoppers' favorite way to pay

With payment options like Pay in full, Pay in 4, Pay in 30 days and Financing, you can offer your customers full flexibility in how and when they pay, online and in-store.

Pay in full

Pay in full

Let customers pay for what they love right away. Fast and secure, with stored cards and buyer protection.

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Pay in 4

Pay in 4

Split the cost into 4 payments over 6 weeks. Pay 25% today, the rest on your schedule. No interest, no fees.

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Pay in 30 days

Pay in 30 days

Try before you pay. Customers get 30 days to try their purchase. Pay when ready, interest-free.

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Financing

Financing

Spread the cost over months for larger purchases. Flexible repayment terms for furniture and home improvement.

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Secure Mobile Transaction
NIAPAY
Security comes as a standard

Strict data protection

Pay it safe knowing that your money and data are secure from fraud. We use real-time monitoring and advanced encryption.

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